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Car Insurance Tips When Buying a Minivan - Family Car Guide
If you're buying a minivan, chances are you're purchasing a vehicle for the entire family. It can also mean that you need a vehicle that can seat large groups comfortably. Whether youre a family, a shuttle or a church organization, you will be transporting more than a handful of people, which means you need the absolute best auto insurance protection. Before we discuss minivan car insurance, lets take a quick look at the benefits of owning Americas favorite family car over an SUV. Minivans come in three sizes including compact, regular, and large. Compact minivans are popular for small families while regular sized minivans are perfect for medium-sized families. Large minivans are typically used for very large families, organizations, and business such as contractors or shuttles. While SUVs are considered a more stylish choice for families and others, minivans are actually the preferred choice because they hold more cargo than SUVs. In addition, the seats can be removed or folded into the floor for easy storage, the interiors allow for easy movement so parents can monitor children, and depending on type, minivans seat 7-15 people comfortable. Although minivans are roomier than SUVs, they cost less to purchase and fuel. Minivans are not as flashy as SUVs, so they are less expensive. They typically cost anywhere from $19K up to $24K for basic features whereas a standard, full-size SUV may start out in the mid $30s or higher. A V4-V6 engine is standard for a minivan, but the largest minivans may require V8 or possibly V10 engines, particularly for minivans that are being used to carry heavy loads. SUVs may utilize the more powerful V8 engine more often, meaning, the minivan will offer better fuel economy. Mazda, Dodge, Honda, Kia, and Ford currently manufacture some of the top minivans for fuel economy on the market today. In addition to savings on fuel and sticker price, minivans cost less to insure as well. Believe it or not, the minivan is one of the least expensive...